Read
http://files.kff.org/attachment/fact-sheet-summary… This provides a brief overview.
Speculation
People
1.Emily is a 9-year-old with cystic fibrosis. Her parentsreceive insurance from their employers but have not been able to get Emilycovered under their plans. How could the ACA help her? ( 2 pages )
2.Radihka works full-time for a national retail chain that doesnot offer health insurance to its employees. How could the ACA help her? (2 pages )
3.Brian works as a free-lance actor in Philly. He issingle and has no children. His annual earnings are at thenationally-defined poverty level. He does not have health insurancebecause he doesn’t work enough days to qualify to buy insurance through theactor’s guild. How could the ACA help him? ( 2 pages )
4.Jia is a full-time uninsured student, age 23. How couldthe ACA help her? ( 2 pages )
5.Christine works for a large, regional pharmaceutical company,and receives her health insurance from her employer. She has not had aPap Smear or mammogram in 10 years because the co-pays are too high under herhealth plan. How could the ACA help her? ( 2 pages )
Companies
1Widener University offers employees the option to choose amongthree Independence Blue Cross plans – an HMO, a PPO, and a POS. In 2012,the HMO product paid $0.70 in claims for every dollar collected inpremiums. How did the ACA help the university? ( 2 pages )
2.Maura and Chris own a successful restaurant in Center Citythat employs 30people. They havenot provided health insurance to their employees in the past. How couldthe ACA affect their business? How could the ACA affect their employees? ( 2 pages )
3.Metro is a non-profit which just had a largereduction in force (layoffs). They now have only 25 benefit eligibleemployees. They just received their premium renewals and the cost isunaffordable. What choice does the ACA offer them? ( 2 pages )
